June 4, 2026

Are You on SMECO’s Unclaimed Funds List?

unclaimed funds

Southern Maryland Electric Cooperative has uncashed checks that were issued as Capital Credit refunds to members, as payments to vendors, or as donations to local organizations. And SMECO would like to deliver the money to the rightful owners.

Use the search tool here to find your name or the name of your organization. Also, check for the names of people who may have been your neighbors or people you may have known in SMECO’s service area. Sometimes customers move out of the area, and their checks are not forwarded to their new address.

If you find a match, click on it to bring up an Unclaimed Funds Request form. (If there’s a chance that your name was misspelled on the check, search for just part of your name.)

For questions, call SMECO at 888-440-3311. Contact center representatives are available from 7am until 7pm Monday through Friday, except holidays. Or email [email protected].

Are you missing unclaimed funds?
SMECO has uncashed checks that were issued as capital credit refunds to members, as payments to vendors, or as donations to local organizations.

Refunds must be claimed by February 3, 2026.

SMECO – The Cooperative Difference

SMECO was incorporated in 1937 and is one of the 15 largest electric cooperatives in the United States with more than 170,000 member accounts in Charles County, St. Mary’s County, southern Prince George’s County, and most of Calvert County.

Electric cooperatives are shaped by the communities they serve, because co-ops are owned by their customers.  Co-op members elect the men and women who serve on the Board of Directors. Members share the responsibility of ownership by financing the cooperative’s operations, but they also share its rewards.

At the end of each year, SMECO’s margins (profits) are allocated to members’ capital credit accounts. SMECO uses its profits to invest in new construction, system improvements, and facility upgrades. The Board of Directors regularly evaluates the financial condition of the co-op and determines when members will receive a refund. Since 1937, SMECO has refunded more than $128 million.

As a cooperative, SMECO will always put its members first and be responsive, reliable, and resourceful — the power you can count on.

Follow SMECO on Facebook at www.facebook.com/SMECO.coop and on X at www.twitter.com/somdelectric.

The SMECO 24/7 mobile app is available at www.smeco.coop/247. To learn more about SMECO, visit their Leader Member Page.

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